Exporter- Importer Financing

Collateral-Free Post Shipment finance to Exporters by Discounting Invoices.

Collateral-Free Post Shipment Finance by Discounting Invoices is a financial arrangement that provides exporters with immediate access to funds after they have shipped their goods to international buyers. This type of financing allows exporters to receive a portion of the payment they are due from their overseas customers before the actual payment is received.

  • Collateral Free working capital
  • Credit limit up to $2.5M
  • Floating rate of interest
  • Minimal paperwork
  • Advance Amount Advance upfront payment (Up to 80% of the net invoice value) made to the exporter on shipment of goods
  • Payment Duration Credit terms extended to the Buyer Up to 120 days from Bill of Lading
  • Total period of engagement between the exporter and lender renewable every 12 months

Eligibility Criteria to avail Export Financing

>= 2 crore INR export turnover in past 12 months

  • Blacklisted industries are:
  • 1. Perishables- Anything with a shelf life of less than 6 months
  • 2. Volatile and high risk items like gems, jewellery, arms & ammunition