MudraCircle is an Intelligent NeoBanking Platform which has eliminated all the pain in Applying & Managing a Unsecured Business loan or Unsecured Instant Business Overdraft and has automated the whole process with to a few minutes.
Getting a loan was never been easier than this.You just need to come to MudraCircle.com- just register yourself and upload a few documents. While you do that our technology will gather all the information about you and your business by itself.
When you submit the application it goes to our credit team, which would analyse & approve your loan application alongwith a personal telephone call. Once we approve, funds will be instantly transferred to your registered bank account.
Thinking of Unsecured Business Loans or Overdrafts- Think Of MudraCircle!!
Simple and Easy
We have designed MudraCircle in such way that it has
A clean and friendly user interface
flow is easy to understand and it'll never take more than 5 minutes to complete the application process.
No real preparation needed before applying for loans.
Reasonable Loan Pricing
Our machine learning driven credit systems suggests the most reasonable risk-based loan pricing.
Problem & Solution
Problem we are solving
Problems of SMEs
- Direct Borrowing from Banks: Long, bureaucratic process,
- Borrowing from NBFCs: Unreasonable & Ad-hoc interest rates & Inflexible loan terms,
- Borrowing from Moneylenders: Exorbitant interest rates,
- Traditional Underwriting methods,
- Limited view of the Business
- Digital document reading and big-data driven methodology makes this far more accurate, comprehensive and gives better view of the customer,
- Fully Automated Financial Credit rating, Alternate Credit Scoring with Credit Bureau Score plus 5000+Unique Data Points Analysis,
- Flexible loan tenure options- from 1 month to 36 months+
- Business analytics & Machine learning suggested loan structures